State Farm Good student discount

State Farm Good Student Discount in 2023

Did you just get a new car or your driver’s license? Congratulations! I’m sure you can’t wait to cruise around your neighborhood with the windows down and your music blaring; driving is a lot of fun. But wait, there’s something you haven’t thought about – auto insurance. Yes, it’s more boring than the actual driving, and expensive too. Regardless, with a State Farm Good Student discount, auto insurance is about to become a lot more interesting and affordable.

This article will teach you basic auto insurance information, and guide you to getting your State Farm Good Student discount. Plus, you’ll also learn other ways you can save with State Farm, in case the Good Student discount route isn’t for you.

What is State Farm?

State Farm (State Farm Mutual Automobile Insurance Company) is an American property and casualty insurance provider, headquartered in Bloomington, Illinois, United States.

It is also America’s largest auto insurance provider currently, with 18,000 agents, 343 claim offices, 30 operations centers, and over 57,000 employees throughout North America.

Furthermore, since its establishment in 1922, it has grown in leaps and bounds. The company expanded its services from basic insurance to other financial solutions, such as banking and mutual funds.

State Farm continues to attain national recognition and appeared in the 42nd position in the Fortune 500’s list of highest-earning companies.

It parents numerous subsidiary companies and sponsors several American events and important public buildings.

Vehicle Repair

Also check out: How to Get Student Discount on Travelodge.

Why Auto Insurance?

I’m sure you’re uninterested in all the talk of insurance, investment, and banking unless that’s your field of study. Rather than a State Farm student discount, you’re thinking, ‘I wish I could get an iPhone discount’, after all, who needs insurance as a student?

Well, if that’s your train of thought, you’re more wrong than ever. You may not be bothered with insuring a family house right now, but you probably drive and have a car. Obviously, cars don’t come cheap, so don’t you think protecting them from harm will do you a world of good?

Auto insurance is an insurance policy that covers your car if it’s damaged from an accident, stolen, or lost. I’m not going to make this a business lecture, so let’s keep it short and simple – auto insurance foots your expenses if something happens to your car. However, it doesn’t cover any damages you do to someone else’s car, so be careful when driving.

State Farm has many insurance plans for you to choose from, and don’t be scared, they’re very affordable for your student budget. Moreover, each plan is especially suited to your circumstances, whether you’re a beginner with your first car, or you’re driving a rental car. Visit for more information.

Read about the: American Airlines Student Discount in 2023.

How Much is State Farm’s Insurance Premium?

This question, although necessary, is a little difficult to answer, as there are no exact premium prices. The amount State Farm charges you depend on a range of factors. Thus, prices would differ from one person to the next.

For example, some of these factors include your coverages, deductible, car value, available discounts, and many more. Rates also vary from state to state, and this affects both regular and discount pricing.

Is there a State Farm Student Discount?

State Farm remains popular even after a century because everyone generally loves this company for its affordability. Still, saving some coins when purchasing anything is always a good idea, so is there a State Farm student discount you can get a price reduction with?

Yes. Not only is State Farm affordable, but it’s also very customer-friendly. Plus, as an investment company, it encourages you to save and has some decent discount plans for you. One of such plans is the State Farm Good Student Discount.

Always wanted a discount for Amtrak? Check out The Best Thing To Know About The Amtrak Student Discount.

What is the State Farm Good Student Discount?

Those hours you’ve spent slaving away at your books are about to come in handy! The State Farm Good Student Discount gives you 25% off regular auto insurance prices, just for getting good grades. Sounds amazing, right?

The problem is, unlike other student discounts, not every student is eligible for a State Farm Good student discount. Read on to see if you meet the qualifications for this generous discount.

Conditions for State Farm Good Student Discount

As we discussed in the previous section, only select students can get a State Farm Good Student discount. But how can you be among the chosen few and be considered for a discount? Here’s a list of the requirements you should meet.

  1. You must be a student between the ages of 18 and 25.
  2. You must be a full-time student of a high school, university, or college. In other words, part-timers or apprentices won’t be considered.
  3. It’s called a ‘good student discount’ for a reason. In essence, you must be academically sound, and your immediate past school record should show that you have either:
    • Ranked scholastically in the upper 20% of your class,
    • A minimum grade average of B or a minimum grade point average of 3.0 (on a 4.0 scale), or
    • Made the Dean’s List or Honour Roll.
  4. If you’ve earned an Associate degree and have an academic record showing any of the above qualities, you may be considered.
  5. A Bachelor’s degree holder may be considered too.
  6. Homeschooled students are also eligible. But you must have written standardized national tests anytime within the last 12 months, and ranked in the top 20%.
  7. Lastly, you need proof of eligibility to apply for this discount.

If you have these qualifications, you’re ready for a State Farm Good Student Discount. Keep reading to see how to apply for your discount.

Ever wondered How To Get A Flight With Student Discount?

How to Apply for a State Farm Good Student Discount.

Now, let’s see how you can obtain a State Farm Good Student Discount. First, you can get State Farm products, including auto insurance, from registered, exclusive State Farm agents only. Although you can get a free quote online, eventually, you’ll need to choose an agent. If you don’t, State Farm will assign one to you.

To start your registration process, do the following.

  1. Visit, enter your zip code and click Start Quote.
  2. You’ll receive a form. Now, enter any details that you’re required to fill in – personal details, car information, etc. After getting these details, State Farm should give you a corresponding quote (or an estimate of your premium price).
  3. If this price is right for you, return to, then click Find an agent to discuss with an agent near you.
  4. To get the State Farm Good student discount, submit your proof of eligibility to your agent, whether it be a transcript, report card, etc.

If your parents already have auto insurance coverage with State Farm, they can always add you to that plan. Most families choose this option especially if their teen doesn’t have a personal car, and drives either parent’s car instead.

Moreover, the State Farm Good student discount isn’t applicable in all states. Therefore, confirm from your agent that it’s available where you are.

Other State Farm Discounts

Although the State Farm Good Student discount is amazing, it may be inaccessible to you if you don’t have an excellent result. Hence, is there another State Farm discount that can come to your rescue?

Yes. State Farm sells numerous products including auto insurance, and each product has countless attached discounts. We’ll now look at a few of these auto insurance discounts individually.

1. Drive Safe & Save

This is an incredible mobile app from State Farm that watches your driving habits and rewards you for safe driving. Signing up alone gets you an initial discount, and you can get up to a 30% discount on your auto insurance with subsequent good driving.

But what does this app check? Does it matter if you’ve previously gotten a driving ticket? Don’t worry, it doesn’t. The Drive Safe & Save program rewards you based on mileage and driving habits like acceleration, braking, speed, phone use, and cornering.

To enroll, you have to download the app and keep it logged in as you drive. Text SAVE to 42407 to download the app using your mobile phone.

After downloading, log in to the app with your regular State Farm ID and wait for State Farm to send your beacon to your mail. Then, set it up with the specified instruction, and you’re ready to receive your discount.

On the other hand, if you drive a Ford or Lincoln 2020 (and newer) vehicle, you can opt to forgo the app and connect straight from your car. However, keep in mind that you need an active FordPass or Lincoln Way account to enable State Farm to get your driving information directly from your car.

View Drive Safe & Save™ for more information.

2. Steer Clear

State Farm always comes up with innovative, modern ways to help you become a better driver. So, Steer Clear is another one of these methods created specifically for young drivers.

This program uses driving-focused training to teach young drivers better road and driving practices.

Moreover, parents or guardians can monitor their ward’s driving, and participants get a certification for successfully finishing the program.

Unlike Drive Safe & Save, you need to meet a couple of requirements to register with this program. These requirements include:

  1. You should be under 25 years of age, as State Farm created this program for young drivers.
  2. You should have your driver’s license. 
  3. You should have a clean driving record, meaning no at-fault accidents or moving violations in the past three years.
  4. You must complete the program modules and quizzes.

To download the app, text STEER to 42407. Note that you must complete the program within 6 months of starting. Send your certificate to your age through the app to get your discount.

3. Safe Vehicle Discounts

Everyone knows newer model cars are well-equipped with features that help you drive more safely, but they come at a cost. Still, Safe Farm rewards you for buying that safe car with its hefty price.

Even if your car isn’t a fancy, current model, there’s probably a discount that your car qualifies for under this bundle. Keep reading to find out.

a.    Vehicle Safety Savings

This discount depends on the safety features of your car’s make and model.

b.    Passive Restraint Discount

If you have an older car (not too old, though!) from 1993 and back, you can get a 40% discount on medical-related coverage. But, there’s an attached condition – your car has to have a factory-installed airbag or any other passive restraint system.

c.    Anti-theft Discount

Does your car have an alarm or an alternative approved anti-theft device? If your answer is yes, then you’re eligible for this discount.

4. Multiple Auto and Bundling Savings

While chances are this may not apply to you if you’re a student, your parents can always benefit from it. Most families have more than one vehicle. So, if your family is in this category, then you get a discount for insuring multiple cars with State Farm.

Also, your parents may need insurance for your home or rental apartment or even life insurance. Getting multiple insurance products from State Farm allows access to the Bundling savings.

See other auto insurance discounts here.


Nobody hopes for bad times; losing your car to theft or an accident is any driver’s worst nightmare. Yet, they do happen sometimes, so why get stranded when you can prepare for them in advance?

With the generous State Farm Good Student discount, you get affordable, stress-free insurance, all because you hit the books in school! Contact a State farm agent, and get your discounts today.

State Farm Good Student Discount FAQs

1.   What is State Farm?

State Farm is an American property and casualty insurance provider, headquartered in Bloomington, Illinois, United States. Presently, it is America’s largest insurance provider.

2.   Does State Farm offer any student discounts?

Yes. This custom-friendly company has several discount programs for both students and non-students, including the State Farm Good Student discount.

3.   What is the State Farm Good Student discount?

State Farm Good Student discount is a discount program that gives you 25% off your regular auto insurance premium. But, you need to get high grades in school, and show proof, to be eligible for this discount.

4.   How can I register with State Farm?

Visit, get a free quote, then contact a State Farm agent if this price is agreeable to you.

5.   What other discount programs can I combine with my Good Student discount?

With State Farm, you can get additional discounts from programs like the Drive Safe & Save and Steer Clear programs

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.